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Take Home Pay: Your net pay after taxes, retirement contributions, healthcare deductions, etc. It is the amount that you actually receive in each paycheck.

Tax: A government imposed fee on business and individual income, activities, products, or services. Taxes pay for things such as roads, parks, and countless other resources used by the public.

Tax brackets: Taxable income ranges that when combined with your filing status, determines the rates at which you'll pay income tax.

Tax exempt: Investment whose earnings are free from tax liability.

Tax credit: A tax reduction linked to a specific circumstance.

Tax liability: The amount of income tax you must pay each year.

Tax Rate: Depending on your tax bracket, it is the percentage at which your income is taxed. The federal tax range is 10 percent to 35 percent.

Taxable income: Income subject to tax.

Term: The amount of time you have to pay back the principal and interest on a loan or some other agreement.

Term insurance: A type of life insurance that lasts for a set amount of time and accumulates no cash value.

Title: A certificate of car ownership issued by a state motor vehicles department. It includes the car's make, model, year, first date sold, vehicle identification number (VIN), and current owner's name and address.

Title search: The process of searching property records to ensure that a home you are buying is the legal property of the seller and no one else has a lien on it.

Trust: A legal entity for holding assets that is controlled by a trustee who delivers those assets to your beneficiaries in accordance with your directions.