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1-3 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Face value: The amount of principal that each certificate represents on a bond that will be repaid upon maturity. It is also known as a par.

Federal Deposit Insurance Corporation (FDIC): A government agency that insures bank deposits up to $100,000.

Filing status: Represents one of five filing categories, which includes: single, married filing jointly, married filing separately, head of household, or qualifying widow with dependent child. The status that most closely describes your unique situation is the one you should select. 

Finance charge: The total cost a loan will cost you, including any interest, points and fees.

Financial plan: A plan, usually written, that details your financial goals and a strategy for achieving them.

Fixed annuity: A type of annuity that guarantees a specific rate of return. For example, five percent.

Fixed expense: An expense that has the same cost each month, such as a car note or mortgage payment.

Fixed interest rate: An interest rate that is fixed from the beginning of a loan and doesn't change over the term.

Fixed-rate mortgage: A mortgage whose interest rate remains the same for the entire life of the loan.

Foreclosure: The repossession of a home by a mortgage lender as a result of a borrower defaulting on their loan.

Franchise: A method of doing business where a "franchisor" authorizes proven methods of doing business to be used by the "franchisee" for a fee and a percentage of sales or profits.

Fraud: Any seller's intentional deception of a buyer. Fraud is illegal.

Futures: Term used to designate contracts covering the sale of financial instruments or physical commodities for future delivery on a commodity exchange.